HOLIDAY CANCELLATION PROTECTION (HCP)
Arranged by: Northumbria Coast & Country Cottages Ltd
Tel: 01665 830 783
This Holiday Cancellation Protection (HCP) contains details of the cover, conditions and exclusions relating to You and your party.
Please check this HCP is suitable for your needs.
PERIOD OF COVER: This HCP is effective from the date of issue of this cover and terminates at the end of the holiday period.
COVER PROVIDED BY HCP
To pay up to the invoice cost of booking the accommodation (but not ancillary items such as administration expenses and the like). In respect of reimbursement for the benefit of You only of deposits paid and forfeited and further payments due under the terms of the holiday booking if the holiday is necessarily and unavoidably cancelled or curtailed due to:
Limits of Indemnity
The Indemnity under the Section is limited to the following:
“You” - the person booking the holiday (the Lead Booker).
‘Your Party’ – is any person listed on the booking form at the time of booking.
‘The Agent’ – Northumbria Coast & Country Cottages Ltd.
A close business colleague shall mean an associate of You in the same employ as You whose absence from work or place of employment, necessitates the cancellation of the holiday/trip as certified by a Senior Director of such Company.
A ‘pre-existing condition’ is any medical condition (or any medical complication directly attributable to that condition or tests or investigations that are ongoing) for which there has been surgery, treatment, investigation or repeat prescriptions by a registered medical practitioner during the 12 months before the date of HCP issue.
a.1. Is suffering from any previously diagnosed conditions
a.2. Is suffering from any previously diagnosed psychiatric disorder, including stress, anxiety or depression; or
a.3. Is receiving, on a waiting list for or has the knowledge of the need for in-patient treatment at a hospital or nursing home; or
a.4. Is travelling against the advice of Medical Practitioner or for the purpose of obtaining medical treatment; or
a.5. Has been given a terminal prognosis.
a.1. Winter sports, mountaineering, underwater activities requiring the use of artificial breathing apparatus, pot-holing, riding or driving in any kind of race, wilful exposure to risk (other than in an attempt to save human life), suicide or attempted suicide, intentional self-injury, the effect of intoxicating liquor or drugs, or flying (except whilst travelling as a passenger in a fully-licensed multi-engine passenger carrying aircraft).
a.2. Motor cycling, as either driver or passenger, unless the driver holds a current licence permitting him/her to ride the motor cycle.
a.3. Any circumstance manifesting itself after the date of booking but prior to the date of issue of this HCP.
h.1. Ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel or the radioactive toxic plosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof:
h.2. War, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, civil commotion, rebellion, revolution, insurrection or military or usurped power, or confiscation or detention or nationalisation or requisition or destruction of or damage to property by or under the order of any government or other authority.
h.3. Pressure waves cause by aircraft or other aerial devised travelling at sonic or supersonic speeds.
COOLING OFF PERIOD: This HCP is designed to cover most circumstance but You should be aware that not all eventualities are covered. Please read this document carefully, including the “CONDITIONS AND EXCLUSIONS” above. If the HCP does not meet your requirements please cancel it within 14 days of issue but before departure date. Provided no claims have been made your payment will be refunded.
HEALTH CONDITIONS: This HCP contains restrictions and exclusions regarding medical conditions, Please ensure you read and understand these as they apply to You and Your Party and persons upon whom travel is dependant (e.g. a relative or friend for whom you would cancel or cut short your trip if they were taken ill).
DATA PROTECTION ACT 1998:
You should understand that any information you have provided will be processed by us, in compliance with the provisions of the Data Protection Act 1998, for the purpose of providing this HCP and handling claims and complaints, if any, which may necessitate providing such information to other parties.
If you are considering letting a holiday home, or looking for a fresh approach to showcasing an existing property, contact us to guide you through the process.More Information